THE MECHANISM
Let's say a property is sold through a foreclosure or tax sale.
The property sells for more than the amount required to satisfy the debt and other applicable obligations.
There can be money left over.
That money is commonly referred to as surplus funds, excess proceeds, or overage funds, depending on the jurisdiction.
And under the applicable rules, that money may be claimable by the person who was previously entitled to the property.
PROPERTY SOLD
Foreclosure or tax sale
SALE PROCEEDS
What the property sold for
AMOUNT OWED
Debt and other applicable obligations
MONEY MAY REMAIN
Surplus · excess proceeds · overage
FORMER OWNER MAY BE ENTITLED
Depending on the state, rules, and circumstances
Now here's where the opportunity comes in:
The homeowner may not know.
They may have moved.
They may not understand what happened during the foreclosure.
They may not know where to look.
They may not know that money is sitting in a county account.
You can learn how to find these opportunities and help connect homeowners with money they may already be legally entitled to recover.
And when you help successfully recover funds, there can be an opportunity to earn a recovery fee, subject to applicable laws, regulations, and agreements.
THE BUSINESS MODEL
This isn't about becoming a real estate investor.
TRADITIONAL REAL ESTATE INVESTING
The property has already been sold.
THE SURPLUS-FUNDS SIDE OF THE TRANSACTION
A recovery business may involve:
Investigating opportunities
Identifying the person or parties who may be entitled to the funds
Contacting them
Helping navigate the recovery process under applicable rules
Not every case is recoverable, and not every opportunity results in compensation.
THE REAL PROBLEM
It doesn't tell you whether funds remain available.
It doesn't tell you who may be entitled to them.
It doesn't tell you whether competing claims exist.
It doesn't tell you whether the opportunity is worth investigating.
A surplus funds record doesn't automatically tell you whether funds remain available, who may be entitled to them, whether competing claims exist, or whether the opportunity is worth investigating.
You need to understand what you're looking at, which questions to ask, and what to examine before deciding how to proceed.
The three-day challenge will help you build that understanding.
THE 3-DAY LIVE CHALLENGE
DAY 1
Wednesday, November 4 · 7 PM EST
Learn how surplus funds are created, why money may remain after a foreclosure or tax sale, and how the recovery business works.
Understand what makes this business different from traditional real estate investing and why people may need assistance navigating the recovery process.
DAY 2
Thursday, November 5 · 7 PM EST
Learn what to examine when evaluating a potential surplus funds opportunity.
Understand why the numbers matter, which questions to ask, and why verification is necessary before deciding whether an opportunity deserves further attention.
DAY 3
Friday, November 6 · 7 PM EST
Connect the pieces of the process, from evaluating an opportunity to identifying the person who may be entitled to the funds and understanding the next steps involved in a recovery.
Explore the practical work, questions, and potential obstacles that can arise along the way.
YOUR HOST
Former pro basketball player turned Licensed Financial Advisor. Founder of Prestige Family Assets Group, with a nationally recognized track record in the surplus funds space. Author of The Power of Doing More and founder of one of the most followed surplus funds education platforms in the country, with 10,000+ students to date.
Individual student results vary and are not guarantees of future outcomes. No earnings claim is made or implied.
November 4–6, 2026 · 7 PM EST daily
Both options include the three live training sessions with Eric Richardson. Choose the live experience, or get the additional resources to revisit the training, examine deals, and work through the numbers more practically.
For those who want to attend the live training, understand the surplus funds business, and learn how potential deals are evaluated.
INCLUDED:
Get the three live sessions plus the tools, deal examples, replays, and additional resources to keep working through what you learn.
INCLUDED:
THE COMPLETE HANDS-ON EXPERIENCE · $97
The live sessions will teach you how the business works. The Complete Hands-On Experience gives you additional resources to examine cases, work through the numbers, revisit the training, and explore the opportunity beyond the live sessions.
RESOURCE 01
Explore surplus funds deal examples to better understand the information behind a potential opportunity, the questions to ask, and how a case may be evaluated.
RESOURCE 02
Work through deal figures and understand the financial considerations involved in evaluating a potential recovery.
RESOURCE 03
Revisit the three training sessions so you can review the concepts, reinforce your understanding, and work through the material at your own pace.
RESOURCE 04
A separate live Q&A session, distinct from the three-day challenge, giving you an additional opportunity to ask Eric questions and get clarification about the business and the material covered. Its date and time will be communicated separately.
RESOURCE 05
Explore funding considerations and options as you think about getting your surplus funds business started. This resource does not promise financing approval or access to capital.
RESOURCE 06
Eric has worked across multiple states and, through that experience, identified states where the surplus funds process has been easier to navigate and payouts have moved faster. Learn which states he recommends paying attention to, based on his experience, and understand why the choice of state can matter when deciding where to focus. This is experience-based guidance, not a guarantee that every claim in those states will move faster.
RESOURCE 07
A resource containing surplus funds opportunities with a combined value of $17 million. Explore available opportunities, examine the information provided, and begin understanding what makes a case worth investigating. The $17 million figure is the combined value of the opportunities in the resource. It is not a guarantee of recoverable funds or personal income, and not every listed opportunity may remain available.
STUDENT STORIES
A small sample of the videos and paperwork from students who worked the system in their own county.
RESULTS DISCLOSURE
These are real students and real outcomes, and they are not typical. How quickly a student moves through the process depends mostly on how fast they start reaching out after pulling records; some move faster than others, and some never close a claim at all. Results depend on time invested, local market conditions, and factors outside our control. Nothing on this page is a guarantee of income for any individual.
Duval County FL clerk check
COUNTY CHECK
Smith County TX excess proceeds
COUNTY CHECK
California excess proceeds recovery
ATTORNEY TRUST CHECK
Texas Comptroller unclaimed funds
STATE CHECKNovember 4–6, 2026 · 7 PM EST daily
OPTION 1 · $27
Attend all three live sessions with Eric Richardson and learn how the surplus funds business works.
ATTEND LIVE FOR $27OPTION 2 · $97
Attend all three live sessions and get the additional resources, including the Deal Breakdown Library, Calculator, Replays, separate Live Q&A, Funding resource, Best States + Fastest Payouts resource, and $17 million Surplus Funds Database.
GET THE COMPLETE EXPERIENCE FOR $97FREQUENTLY ASKED QUESTIONS